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Beach days, sunset walks and dinner out can all be part of the routine at Pier Haven, a three-story cottage in Summer Towne Cottages, a colorful, low-density beach community just steps from the Gulf on Front Beach Road in Panama City Beach. With the beach, Pier Park, Russell-Fields Pier, shopping, restaurants and entertainment all within easy walking distance, the location makes it easy to leave the car behind and settle into the best parts of beach life. Pier Haven is the cottage closest to Pier Park, putting some of the area's most popular spots practically at your doorstep.

Short-term rentals are allowed, and Pier Haven has an established rental history, generating the equivalent of $93,089 in 2023, $93,615 in 2024 and $90,643 in 2025 (including owner usage). For a buyer looking for a Panama City Beach vacation home that can also generate rental income when not being enjoyed personally, the combination of location, layout and established rental performance is compelling.

Summer Towne Cottages offers a different kind of beach getaway -- a collection of cottage-style homes rather than a large resort tower. The community features a seasonal outdoor pool, sun deck, BBQ facilities and picnic area, with no crowded lobbies or elevators to navigate. Pier Haven comes with its own two-car garage. As an end unit, it offers additional parking flexibility, with space for two vehicles behind the garage and another in the garage, depending on vehicle size. Overflow parking is available near the community pool on a first-come, first-served basis. The area behind the garage can also accommodate a table and grill, creating a spot for outdoor dining.

Inside, the three-story layout gives everyone room to spread out while creating distinct spaces for gathering and relaxing. The main living area occupies the top floor, where vaulted ceilings, tile flooring and an open floor plan make the space feel bright and airy. A covered porch with grill extends the living area outdoors, while the top deck offers impressive beach views and the kind of gulf breeze that makes you want to stay outside a little longer. Recent clearing of the woods behind the property has also opened up views of the Pier Park Ferris wheel and pond, adding another point of interest to the outdoor setting.

The top-floor primary suite has its own reading nook, private bath and balcony overlooking the beach, creating a private retreat with a front-row beach view. Two additional bedroom suites are located on the second floor, each with a private bathroom. One includes a twin trundle bed tucked into a cozy nook, while the other features a queen bed and a private balcony overlooking the community pool. The washer and dryer are conveniently located on this level.

The first floor adds another bedroom with a twin-over-full trundle bed, along with a private bathroom and foyer entrance. With three bedrooms, three full baths and a half bath, the layout gives families and groups plenty of room to spread out, while the multiple bedrooms, private baths and outdoor spaces make the home especially well suited to vacation stays.

Pier Haven offers a distinctly different way to experience Panama City Beach: your own colorful cottage by the Gulf, with the beach and the best of the west end just outside the door. Schedule a tour to take a closer look at Pier Haven and see what makes this location so easy to enjoy.

Panama City Beach

16328 Front Beach Road 20

3 Beds

3 Baths

1,368 Sq.Ft.

$824,999

MLS#: 796321

Spectacular Gulf views, a one-of-a-kind balcony wet bar, a beautifully renovated kitchen, and major building improvements already completed and paid for by the seller make Inlet Reef Club #310 a standout opportunity. This spacious 2-bedroom, 2-bath condominium offers over 1,300 square feet of living space, providing plenty of room to enjoy the Emerald Coast as a personal beach retreat, second home, or investment property. The kitchen has been thoughtfully renovated with gorgeous countertops and a beautiful backsplash, creating a stylish and inviting space that complements the coastal setting. The spacious balcony is the star of the property, offering amazing panoramic Gulf views--perfect for entertaining, enjoying morning coffee, or relaxing with a cocktail while taking in the beautiful coastal scenery. The unique outdoor wet bar adds an exceptional touch to this impressive outdoor living space. The building recently completed a major exterior renovation and waterproofing project, and the seller has already paid the associated assessment. The building's SIRS and milestone inspections have also been completed, providing additional peace of mind for the new owner. Inlet Reef Club offers private beach access, a swimming pool, shuffleboard, a fitness center, and beautifully maintained grounds. Its convenient location puts you close to Destin's restaurants, shopping, entertainment, and outdoor activities. With its generous living space, incredible Gulf views, renovated kitchen, exceptional outdoor entertaining area, and significant building improvements already addressed, #310 offers a rare opportunity to own a truly special piece of the Emerald Coast.

Destin

506 Gulf Shore Drive 310

2 Beds

2 Baths

1,362 Sq.Ft.

$629,000

MLS#: 1013390

If you've been searching for a property that offers more than just a home, this one deserves your attention! Situated on approximately 17+/- acres, this 4-bedroom, 2-bath brick home combines comfortable country living with an impressive amount of usable land and agricultural infrastructure. Inside, you'll find a versatile floor plan with multiple living areas, generously sized bedrooms, dedicated dining space, and a large brick fireplace that adds character to the main living area. The kitchen offers plenty of cabinetry and workspace, while the home provides a great foundation for updates and personal touches. Step outside and the property really begins to set itself apart. Open acreage provides room for animals, farming, recreation, or simply enjoying the freedom that comes with having land, while mature trees and a pond add to the peaceful rural setting. Three former poultry houses offer a tremendous amount of existing agricultural space and the opportunity to repurpose them for equipment, hay, livestock, or other agricultural needs. Located just off Highway 2, this property is an exciting opportunity for anyone looking to create a homestead, establish or expand a farming operation, keep livestock, or simply own a sizable piece of the countryside.

Bonifay

1208 Alex Brown Road

4 Beds

2 Baths

2,308 Sq.Ft.

$374,999

MLS#: 793829

With three spacious bedrooms and two full baths, there's ample space to accommodate your lifestyle needs. The thoughtful layout maximizes every inch, providing an inviting ambiance that makes you feel instantly at home. The open living area creates a welcoming space for gatherings or quiet evenings in. Enjoy the ease of living in a well-maintained property that brings both peace and practicality. Located in the heart of Valparaiso, you'll have convenient access to local amenities and scenic spots. With an approved pet application, the owner will allow one adult dog 25 lbs. or less. No cats. with a $350 non-refundable pet fee. All Coastal Realty Services residents are enrolled in the Resident Benefits Package (RBP) which includes renters insurance, HVAC air filter delivery (for applicable properties) and our best-in-class resident rewards program, and much more!

Valparaiso

10 Carie Way

3 Beds

2 Baths

1,037 Sq.Ft.

$1,875

MLS#: 1013457

Welcome to the Ultimate Floor Plan by Carr Custom Homes, one of the builder's most requested designs on the Emerald Coast. Only one of these floor plans is currently planned for an early 2027 closing, making this a rare opportunity to secure a beautifully designed new construction home and personalize select finishes before construction progresses.

Recently permitted and preparing to break ground, this home will offer just under 2,300 square feet of heated and cooled living space, four bedrooms, 2.5 bathrooms, a two-car garage, and a thoughtfully designed split floor plan that provides both privacy and functionality.

Located on Frankfort Street in Holley by the Sea, homeowners will enjoy access to one of the area's most amenity-rich communities. With annual HOA dues of approximately $595.50, residents have access to recreational facilities that include swimming pools, tennis courts, pickleball, basketball, a fitness center, sauna, steam room, fitness classes, fishing pier, boat launch, and much more.

One of the true highlights of the Ultimate Floor Plan is the luxury primary bathroom suite. Designed to feel like a private spa, the space features a deep soaking tub positioned within an oversized walk-in shower, surrounded by beautiful tile selections and elevated hardware finishes. It is a statement space designed for both relaxation and everyday luxury. Buyers who secure the home early in the construction process will have the opportunity to personalize select finishes from the builder's available selections, including paint colors, cabinetry, tile, countertops, hardware, ceiling fans, chandeliers, lighting, and more. It offers the experience of customizing a new home without taking on the traditional construction-loan process. Carr Custom Homes manages the build while you enjoy making the design selections that help bring your vision to life.

The exterior will feature durable Hardie board-style concrete siding, architectural details, and the builder's signature modern black-and-white color palette. Buyers contracting early enough may also have the opportunity to discuss an alternate exterior color scheme. The home will be finished with impressive 8-foot solid wood double entry doors, with the stain selection available during the design phase.

Inside, thoughtful custom touches continue throughout. Pantry and closet spaces will feature wood shelving instead of traditional wire racks, providing a more finished and upscale appearance. Beautiful appliances will convey with the home, and the property will utilize both gas and electric utilities with public sewer service.

The exterior will also include an irrigation lawn pump serving both the front and backyard, along with attractive, easy-to-maintain landscaping designed to complement the home's modern elevation.

This is an opportunity to enjoy the look and feel of a custom home, make meaningful design selections, and allow the builder to handle the construction process from beginning to completion.

For floor plans, specifications, builder selections, or additional construction documents, please contact your REALTOR® for more information. Buyers without representation may contact the Builder's Representative directly.

Welcome home to the Ultimate Floor Plan by Carr Custom Homes -- where custom details, thoughtful design, and Emerald Coast living come together beautifully.

Do not contact the Builder directly

Navarre

7580 Frankfort Street

4 Beds

2 Baths

2,256 Sq.Ft.

$570,000

MLS#: 1013459

This 3-bedroom, 2-bath home offers approximately 1,508 square feet, an established yard with mature trees, and an interior ready for your personal updates. The living area features a fireplace and wood-finished ceiling, with an adjoining kitchen and dining space.

The enclosed former garage provides flexible bonus space and houses the laundry area; it is reported to be well insulated and served by a window A/C unit. The exterior is reported to be in very good condition, and the home is described as livable in its current condition while updates are considered. Roof age is reported at approximately 12 years and HVAC at approximately 6 years. Buyer to verify square footage, system ages, permits and use of the enclosed garage.

Crestview

6021 W Dogwood Drive

3 Beds

2 Baths

1,508 Sq.Ft.

$225,000

MLS#: 1013436

PENTHOUSE LIVING WITH SWEEPING GULF VIEWS AT ARIEL DUNES
Experience elevated coastal living from this beautifully updated 4-bedroom, 4-bath penthouse residence at Ariel Dunes, offering an impressive 2,216 square feet and breathtaking panoramic views of the Gulf of Mexico. From its spacious interiors to the expansive balcony overlooking the emerald waters and sugar-white shoreline, this residence captures the best of Miramar Beach living. Inside, a bright, open-concept living area creates an inviting space for relaxing and entertaining, while large windows showcase the incredible coastal setting. The updated kitchen features crisp white cabinetry, stone countertops, stainless steel appliances, a striking herringbone tile backsplash, floating wood shelving, and generous counter space. Kitchen and bathroom updates were completed in 2020, complemented by interior paint and a new HVAC system in 2023, flooring in 2024, and updated furnishings in 2026. The spacious primary suite offers a peaceful retreat with an updated bath featuring a large glass-enclosed shower, contemporary cabinetry, and dual vanities. Three additional bedrooms and baths provide exceptional flexibility, including a bunk room designed to maximize sleeping accommodations. One of the home's standout features is the expansive private balcony, where the elevated penthouse setting delivers sweeping views across the Gulf and surrounding coastline --the perfect backdrop for morning coffee, sunset evenings, or simply taking in the beauty of the Emerald Coast.
Additional conveniences include a key-access owner's closet within the residence as well as an additional storage closet located immediately outside the front door, providing valuable storage space rarely found in a condominium setting.
Located within Seascape Resort, Ariel Dunes offers access to an impressive collection of resort amenities, including multiple swimming pools, golf, tennis, dining, recreation, and convenient access to the sugar-white sand and emerald waters of Miramar Beach. With its generous 4-bedroom floor plan, thoughtful updates, fresh furnishings, exceptional storage, and commanding Gulf views, this penthouse presents an outstanding opportunity for a primary residence, second home, or vacation rental investment.

Miramar Beach

112 Seascape Boulevard 2402 PENTHOUSE

4 Beds

3 Baths

2,216 Sq.Ft.

$1,250,000

MLS#: 1013419

Crestview

5732 Dearing Street

5 Beds

3 Baths

2,516 Sq.Ft.

$369,900

MLS#: 1013409

Crestview

5730 Dearing Street

4 Beds

2 Baths

2,296 Sq.Ft.

$369,900

MLS#: 1013410

New Gator's Landing community only minutes from shopping, dining, schools, & a short trip on SR-85 from the pristine beaches of Destin, Navarre, and Pensacola. The highly desirable two-story Hayden floorplan provides a well-designed OPEN concept, no wasted space, 5 beds, 3 baths & 2 car garage with upstairs living area space. All stainless appliances in the kitchen, smooth top range, beautiful quartz countertops in kitchen and baths, quiet dishwasher, built in microwave, spacious dining area & more. Striking wood look flooring, plush carpet in the bedrooms. The Smart Home Connect System has several convenient devices you will enjoy. Also, Fabric Hurricane door and window protection is included. ALL LISTING pictures, colors, features, and size may vary. Square footages are approximate.

Baker

1206 Dustin Aaron Lane

5 Beds

3 Baths

2,593 Sq.Ft.

$349,900

MLS#: 1013408

Open house

Panama City

3021 Osprey Circle

4 Beds

3 Baths

2,741 Sq.Ft.

$599,000

MLS#: 796318

The Golf Villa Getaway | One-Owner, Never-Rented Home Near Santa Rosa Golf & Beach Club

Welcome to The Golf Villa Getaway, a one-owner, never-rented single-family home on a corner lot in Santa Rosa Golf Villas on Scenic Highway 30A. 2026 NEW Roof! This 3-bedroom, 2.5-bath Dune Allen Beach home has been meticulously maintained, with more than $50,000 in documented upgrades.

The open-concept main floor features a newly opened living and dining area, fresh interior paint, waterproof luxury vinyl plank flooring throughout, and plantation shutters on every window. Upstairs, the spacious primary suite offers room for a sitting area or home office, along with dual vanities, a soaking tub, a separate shower, and a walk-in closet.

Outside, relax on the wraparound screened porch overlooking a large, fully fenced corner-lot backyard with wooded views, a paver patio, an outdoor shower, and a storage shed for beach gear. Only one home separates you from the seasonally heated community pool. Additional updates include a Carrier air handler, smart thermostat, refreshed steps and decks, paver driveway, and spray foam insulation.

Located in Flood Zone X, the home is approximately 0.5 mile to West Allen Loop Beach Access and 0.5 mile to Santa Rosa Golf & Beach Club on the Emerald Coast. With short-term rentals permitted by the HOA, it's an ideal second home, investment property, or full-time residence.

Santa Rosa Beach

228 Golf Villa Drive

3 Beds

2 Baths

1,915 Sq.Ft.

$724,900

MLS#: 1013402

Open house

Waterfront living at its best on Cinco Bayou! This beautifully maintained 4-bedroom, 2.5-bath home offers a wonderful combination of comfort, convenience, and direct waterfront access in the heart of Fort Walton Beach.
The main level features a spacious living room with soaring cathedral ceilings, an adjacent kitchen with plenty of space for everyday living and entertaining, and a private primary suite complete with an ensuite bathroom and walk-in closet. A convenient half bath is also located downstairs. Step outside to the expansive covered back porch that spans the length of the home, creating the perfect place to enjoy peaceful water views, beautiful sunrises, and evening sunsets.
Upstairs, you'll find three additional bedrooms, including two generously sized bedrooms, along with a full bathroom. The home has been thoughtfully maintained and features a 2024 roof, newer HVAC system, updated appliances, new insulation, new flooring, a newer lawn pump, fresh interior paint, and more. A detailed list of updates is available in the feature sheet included in the listing documents.
For those who love life on the water, this property offers exceptional convenience. Enjoy direct access to Cinco Bayou from your private boathouse and 2 boat lifts, along with ample storage underneath the home for paddle boards, kayaks, and other water toys. An outdoor shower and added paver areas make rinsing off and relaxing after a day on the water easy.
(more) Ideally located in Fort Walton Beach, this home is close to local dining, shopping, beaches, and everything this coastal community has to offer. From your own backyard, enjoy boating to Crab Island, Destin, waterfront restaurants, the Santa Rosa Sound, and beyond.
Come experience the waterfront lifestyle this Cinco Bayou home has to offer and schedule your private showing today!

Fort Walton Beach

600 Russell Boulevard

4 Beds

2 Baths

2,409 Sq.Ft.

$1,085,000

MLS#: 1013475

Cute 3-bedroom, 2-bathroom home on a large corner lot. This home has been newly
painted with new LVP flooring in the 3 bedrooms and laundry room with W/D hookups. Location Highlights: Walking distance to shopping and restaurants; 9.5 miles to the Navy Base and 18 miles to Tyndall Air Force Base
All electric, no pets allowed, non-smokers only.

Panama City

1041 E 24th Plaza

3 Beds

2 Baths

1,136 Sq.Ft.

$1,600

MLS#: 796330

Panama City

1912 Arthur Avenue

3 Beds

1 Baths

1,410 Sq.Ft.

$1,800

MLS#: 796300

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